This is not about being positive or negative. Just pointing out facts.
Earlier you said Pak market up an average of 23 pct per year. In this post u say ur find up average of 24 pct per year. Along with pal mkt. There is simply no way of verifying this info. I can only go by the statements u made.
And I repeat. You asked us to imaging what the 10 yr returns would be based on last 3! And I pointed out its irrationality.
Now in this post u say when market goes down u move investors to other funds. Sound like market timing. And that too a poor mkt timing. Moving folks from funds AFTER they go down.
When I select a financial advisor , these are red flags.