Niyat For Namaz.

Re: Niyat For Namaz.

SAlam,

There is no gunah per se, but have you observed, realised at times in your heart you have the niyyah of Asr salah but you are uttering from your tongue Zuhr Salah dont you think even before you start your salah Satan is already intepreting you.
Next when you give the zakat do you say the niyat loudly kyon yahan par sawab zyada nahi milega.
Regarding, Angel Eyes yes it again depends on the madhab. But in the sub continent, why do we have to say the niyah in Urdu any particular logic for it.
Regards.