Interactive thread on investment-related questions

Re: Interactive thread on investment-related questions

a bit advanced question

An analyst gathers the following information about two companies for the year ending 31
December 2008:
---------------------Company 1 ----------- Company 2
Dividend payout ratio ---- 37.5% --------------- 40.0%
Return on assets--------- 12% ---------------- 10.0%
Financial leverage -------- 1.6------------------ 2.0

Which of the following best describes the expected growth rate of Company 1? The
expected growth rate of Company 1 compared to Company 2 is:

A. lower.
B. greater.
C. the same.

P.S. if you want to keep it to basics ignore this one for a while

Re: Interactive thread on investment-related questions

1 is greater

Re: Interactive thread on investment-related questions

Have provided info needed now (after visiting investopedia to refresh memory)

Re: Interactive thread on investment-related questions

Since leverage ratio > 1, it cannot be debt to capital. So I will assume it is debt to equity.

A
div 37.5
Inc 100
Roa 2%
Assets 833
D/ Ee 1.6
Assets = d + eq
Sq = 833/2.6= 320
Debt = 513

B
Div 40
Ear 100
assets 1000
eq 333
Debt 666

Company a generatesincome off lower asset base and its return on equity also slightly higher. So based On ROA and Return on eq! A grows faster than B if it can maintain these ratios.

Re: Interactive thread on investment-related questions

I guess from lower payout ratio higher ROA and lower debt to eq ratio one can come to same conclusion fasterss PM did.

Re: Interactive thread on investment-related questions

the answer is C

both companies will grow at same rate

ROE = Return on Asset x Financial leverage

Retention rate = 1- (payout ratio)

g = Retention rate x Return on Equity

(you can do the math)

Re: Interactive thread on investment-related questions

Thanks Ali. I was not aware of this formula. Makes sense now.

Re: Interactive thread on investment-related questions

You are welcome

please keep the thread rolling it is informative indeed

Re: Interactive thread on investment-related questions

Will do. It is our thread. So do feel free to take it in any direction.

Post 19 has updated the info you asked for. So waiting for answer to that.

Re: Interactive thread on investment-related questions

Operating Income = NI + Taxes + Interest Cost (125 M +8000+2000)

OCF = NI + NCC (Non cash charges = Depreciation & Amortization) + Interest Cost + Tax expense - Interest paid - Taxes paid

       You have adjust for net working capital changes to arrive at OCF ( Working capital changes means Change in Debtors, creditors etc) 

you still have not provided the net working capital changes

for Statement of Cash Flows you need two Balance Sheets (op & Closing) and Income statement for the year if you are using indirect method or you need the details about cash received and paid during the year if you want to use Direct Method

Re: Interactive thread on investment-related questions

Was away for few days. Just saw this.

What is the difference between interest cost and interest paid. Tax expense vs tax paid.

Re: Interactive thread on investment-related questions

The receivables has increased by Rs 20000 and payables by Rs 10000.

Ok now what is operating cash flow?

Re: Interactive thread on investment-related questions

Several faithful readers suggested we summarize results so they can catch up. Dear Reader, we are here to serve.

Market cap 1 billion.
Earning 125 mil
Revenue or sales 1.5b

P/E 1000/125 = 8
P/S = 1000/1500 = 0.67

Payout ratio = 0.5
Dividends = 0.5*125 = 62.5M

Earnings yield = E/P*100 = 12.5%
Div yield = 12.5*pay out ratio = 6.25%

Re: Interactive thread on investment-related questions

Interest payments annual 2000
Annual taxes 8000

Operating earnings = net income + interest + taxes = 125,000,000 + 2000+8000= 125,010,000

Re: Interactive thread on investment-related questions

Annual depreciation = 10000
Annual amortization= 5000
Receivables = 20000
Payables = 10000

Operating cash flow = net income + interest + taxes + depreciation + amortization + payables - receivables

= 125,000+2000+8000+10000+5000+10000-20000= 125,015,000

Re: Interactive thread on investment-related questions

OK readers, if the company spent Rs 50000 in the last fiscal year on capital expenditure, what is its Free Cash Flow?

Re: Interactive thread on investment-related questions

just a small correction

even if we consider interest related to Financing activities, one has to deduct taxes paid to arrive at OCF.

Re: Interactive thread on investment-related questions

sometimes Interest is not paid within the reporting period and taxes are usually paid after the period end (after assessment apart from advance taxes or tax deducted at source if any)

General purpose Financial statements are prepared based on Accrual concept. Interest and taxed accrued but not paid will effect IS but not Cash flows

Re: Interactive thread on investment-related questions

FCF = OCF - Capital expenditure

Re: Interactive thread on investment-related questions

Thanks Ali. By IS do you mean income statement?