I achieved it

[firenze]

@Xenophanez

congratulations debt free Firenze.. :k: lets give us all a massive treat.

Abhi khushi tu khutum honey do bahi jaan :D…

@SID_NY

Congratulations. Indeed a great achievement.

Very recently I’d found myself in a wierd situation where every bank of mine is reducing my credit limit to my minimum balance. But I’m taking it as a blessing in disguise and will try to pay them all as soon as possible. Just pray for me too

It happened with me in start of last year, when my American Express & Discover limits were slash to 10000 & 11250 respectively.

Let me tell you how i achieve this biiiiggg goal,

1. Halted all my private web-based projects

2. Slash morning breakfast virtually to none. Now its my habit i only take coffee in the morning … but still starbucks

3. Made a rule of only one dinner a month outside, no movies ! (Save hundreds)

4. No more applying for credit, don’t even open credit offers. Simply send them in junk. Call your credit companies and ask them to slash interest rate, and they do.

5. Halt recurring payments like gym, sports club, web-based subscription

6. Most important make a written plan with small goals, lets say you wanna slash just 1000$ a month, write down how you get this money. yeh yeh , still write it down even its 100$.

@ume-zafeerah

Congratulations Firenze

Thank You