how is this even possible?

[Paheli00]

Re: how is this even possible?

@Sara516

Paheli this was a debit card…well it’s actually a debit/credit, there’s hte option of using it as both…the representative said that the amount will be credited, when i checked however, there was no transaction at all, so no the money wasn’t taken out at all. I do love how Chase is on it, for fraud… a few months bakc I visited california, and they texted me to make sure taht I had indeed made a purchase in that city.

Agreed that Chase is "on it’ big time! Even with big purchases I make myself, I often get calls to verify it before its approved.

Since I don’t use debit cards, not sure if this is possible but can you change the option to use it as a DEBIT ONLY? Of course, this also may make it a hassle for you to use it depending on where you go.

To be honest…based on how many times I’ve dealt with this (and sounds like you have Chase too), I honestly wouldn’t freak out too much about this. Take the simple precausions…such as not using it in shady places, tear ALL mail into small pieces before throwing it into garbage etc. But this is not something to be overly paranoid about in my opinion.