how is this even possible?

[Sara516]

Re: how is this even possible?

@Niksik

OH wow! Have you used it at some desi convenience store/gas station?

THis happened with TLK’s card once. We had charges for $700-$800 from someone going on a shopping spree in Texas! This was a while ago and we hadn’t used this card online either. Retracing our steps, we figured that the only strange place we used the card at was at a gas station. The desi dude there must’ve done something!

Nope, that account is either used to withdraw cash from the bank’s ATM, to pay bills and occasionally eating at fast food places. (don’t judge me )

@Muzna

cards can be scanned while they are still in your wallet…no need to even take it out.

HOW!!!

@TLK

Scammers are installing mini scanners at ATM card slots that reads your info when you insert the card, and a mini camera that records your PIN while you are punching the numbers. That kind of scam is pretty common.

@Paheli00

Also wanted to add, this is the main reason I do not use DEBIT cards…ever. I know people who experienced this with debit cards and it took them a while before the moeny was credited back into their account. I get paranoid about my checking account being cleaned out.

I stick to CREDIT cards…and pay it off monthly. It usually takes a short phone call and I never see the charge in my statement. I’m scared that with debit cards, it’ll be more hassle and I may need to wait days/weeks to see the money back into my account.

I’m curious about this…was the $ actually taken out of your account? If so then has it been credited back already?

Paheli this was a debit card…well it’s actually a debit/credit, there’s hte option of using it as both…the representative said that the amount will be credited, when i checked however, there was no transaction at all, so no the money wasn’t taken out at all. I do love how Chase is on it, for fraud… a few months bakc I visited california, and they texted me to make sure taht I had indeed made a purchase in that city.

@bebo

CC offers, statements etc are gold to identity thives..

Yeah, i’ve heard of htat but how though? I throw junk mail in my trash, complete iwht eggshells, potato peels and other kitchen stuff, and that trash is thrown down the garbage chute (I live in an apt building).. after that I have no idea whre the garbage goes.

@bebo

Bank ATMs are mostly safe. I however would never use my debit card on a random ATM machine in a convenience store or something.

I never do that! hte only time I use my card at a non-bank ATM is to get cash back…and that’s at any of the large drugstores (duane reade/cvs/rite aid/target/etc)