HMOs vs. PPOs

Re: HMOs vs. PPOs

Well for the stubborn ppl that want to stick with HMO, that is fine with me. But, if my child has a problem and needs to see a specialist i would kill to take that baby to a specialist and when it comes to a baby or anyone, there is no such thing as a "silly little ailment". Everything should be checked out just for peace of mind. If you are paying for your insurance, might as well use the benefits.