Re: First time home buying..
What D6c and GTG said! Be diligent in your research! I helped a group of Muslims once…there were 4 families, all the men were on IT/Engineering…they each had been saving, but did not want to get loans…they formed a committee type deal where they each donates $50,000 to the “pot” for one family to buy a $200k house…a year later the next family bought…and so on until all 4 families were homeowners! It was quite interesting…and took alot of trust and courage on all parts, but it worked!