Re: DEBT
I agree its bad money management no he's in the UK, but its a nytmare trying to get him 2 even go see a debt counciller, he seems to be in denial that its him that in the fault but puts it dwn to bad kismat and bad luck , which thr is ane lement, he has alot of bad luck :(
Ask him to recite one day Sura Taghabun and one day Sura Waqia after Isha prayers and ask Allah to be out of this situation ..