Re: Credit Card Debt Free!!!
I had credit cards, then after we got married my hubby applied for credit cards, then we got taken in by the 0% balance transfer and purchase thing...which was cool at the time because we just bought our house...then we were transferring from one card to another on the 0% offers.....till the rules changed, we stopped being accepted and they charged fees for 0% transfers...so we paid off huge chunks and now we always use just debit card..and are still paying off as much as we can to get rid of the cards.
However we can only manage this so that we don't end up in the same situation in the future...if we CUT UP the cards and actually close the accounts.