Our plan is to let her fend for herself :D Kidding aside, we put some money in savings and investment accounts every month, even in this economy, investment is good, with dollar cost averaging, things eventually pick up.
More importantly, other than savings and investments, we give to charity. God mentions charity in the Quran more than Salat, that is the importance of charity. We feel that instead of 'hoarding' all our money now, if we give it to charity, He will take care of us and our little one when it's time, for us that is the greatest investment.
Indeed. That is so true.