Re: Building Credit with a Credit Card.....
Sara: Express Cards and stuff are they under ur dad's name? Cuz when u open one of those up u need to use an existing credit card.....I used to have my dad's credit card...but that does not help build credit. The reason why I want to build credit is so that I can buy a car or rent an apartment or buy a house without having my parents cosign. And everyone someday needs to build their credit. Secondly you should get ur own bank acct and have a debit card. And if u want to apply for a credit card they have student credit cards which u can apply for. This will help build ur credit....and help ur future. Don't hesitate to open a bank acct its safe.
Lusi: I do have a cell phone under my name, but my dad pays the bill.....does that still count?
Rocky: Hey wats up??? I am not really looking to get a loan....but more of a credit card....so that if I want to rent an apartment or buy a house I can do it easily....and I am kinda dumb at these kinda things so I want to do it the slow and easy way. But is getting a credit card better than just going out for a straight loan?