Re: Black & White Photography
Instead of flash reflectors, invest in a flash with a movable flash head. Indoor photography can usually be greatly improved by bouncing the flash light from the ceiling.
A good digital camera is excellent for learning photography as it gives you the ability to instantly see the result of your composition. Invest in a camera which gives you manual control over shutter speed and aperture size.
Later if you like, you can move on to Digital-SLR or non digital SLR which are more bulky and expensive but excellent for professional photography.