SD, I agree with your viewpoint - I’m generally very supportive of certifications and other industry endorsed credentials. I’ll take the liberty to qualify your suggestion further by saying that if the only objective of getting a degree at this age is to seek work opportunities in Pakistan, then yes, it may be to the OP’s benefit to explore the certifications route. However, if at a later point in time, there might be a need to relocate out of Pakistan, or to pursue graduate studies anywhere, then there’s really little that can be done other than getting that undergraduate degree.
Re: work experience, I’m assuming that the OP has been working since completion of his intermediate…