Re: another zakat question
If loan is just for a short period and during that period zakat date arrives then include the amount of loan for zakat calculation purposes. If you don’t include the loan amount then you will have to pay zakat in the year in which loan is recovered.
If loan was for long period (say 5 years) and you didn’t pay zakat on amount loaned, you will have to pay zakat on the amount recovered in the year of recovery for all the years in between.